Vale of Glamorgan worst place to buy homes in Wales for couples

Online Mortgage Advisor has seen that the Vale has seen the biggest growth in prices in comparison to the rest of the Welsh local authorities.

The increase between 2011 and 2020 was 1.51, compared to Cardiff who came in second at 1.19.

They looked at available properties in each area on Zoopla and looked at the prices and mortgage prices as well as the average salary for each area.

Doing this, they found that couples in the Vale were able to afford the least amount of homes in the area – at 58.1 per cent of available properties, compared to Blaenau Gwent which had the most affordable properties at 96.7 per cent of properties being affordable for a couple.

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The Vale came in at the fourth least affordable place to live for single buyers with only 17.6 per cent of properties being affordable to a single buyer.

Online Mortgage Advisor conducted the research using the formula "Mortgage (4.5x salary) + 15% deposit = Max price of property affordable"

See the full list below:

Rank Local Authority 2011 Ratio 2020 Ratio 2011/2020 Difference

1 Vale of Glamorgan 6.3 7.8 +1.51

2 Cardiff 6.3 7.4 +1.19

3 Monmouthshire 6.7 7.5 +0.86

4 Newport 5.3 6.0 +0.72

5 Swansea 5.1 5.6 +0.55

6 Merthyr Tydfil 4.0 4.4 +0.47

7 Torfaen 5.0 5.4 +0.4

8 Bridgend 5.3 5.7 +0.39

9 Neath Port Talbot 4.2 4.5 +0.28

10 Rhondda Cynon Taf 3.9 4.1 +0.26

Single Buyer Couples

Local Authority % of Properties Affordable Local Authority % of Properties Affordable

Monmouthshire 12.7% Vale of Glamorgan 58.5%

Caerphilly 13.9% Isle of Anglesey 61%

Ceredigion 16.9% Pembrokeshire 62.5%

Vale of Glamorgan 17.6% Ceredigion 63.7%

Cardiff 18.1% Monmouthshire 66.7%

Pembrokeshire 22.8% Gwynedd 66.8%

Isle of Anglesey 25.1% Cardiff 70.8%

Powys 25.7% Powys 71.4%

Gwynedd 29.5% Denbighshire 71.7%

Conwy 29.5% Swansea 73.5%

Denbighshire 32.9% Conwy 73.7%

Bridgend 34.4% Bridgend 76.0%

Newport 35.2% Wrexham 77.6%

Swansea 37.3% Carmarthenshire 77.9%

Carmarthenshire 37.5% Newport 79.0%

Wrexham 37.7% Flintshire 79.7%

Flintshire 38.0% Torfaen 82.7%

Torfaen 42.4% Caerphilly 83.2%

Rhondda Cynon Taf 51.3% Rhondda Cynon Taf 85.1%

Merthyr Tydfil 53.8% Merthyr Tydfil 88.5%

Neath Port Talbot 56.0% Neath Port Talbot 88.9%

Blaenau Gwent 71.6% Blaenau Gwent 96.7%